Employers' Liability Insurance

At Elmlake Underwriting, we specialise in providing comprehensive employers' liability insurance tailored for professional and clerical trades. Our dedicated team of employers' liability underwriters ensures that your clients receive competitive insurance terms backed by A-rated insurers. We are committed to delivering efficient and reliable underwriting services designed to meet the needs of our broker partners.

 

 

 

 

 

 

 

 

 

 

 

 

 

Our Obligations

As a business owner, it is essential to secure Employers' Liability (EL) insurance as soon as you become an employer. Your policy must cover you for at least £5 million and be provided by an authorised insurer. EL insurance is crucial as it helps cover compensation costs if an employee suffers an injury or illness due to their work responsibilities.


 

 

Why Elmlake?

Choosing Elmlake for your employers' liability insurance means opting for a partner with an unwavering commitment to service and expertise. Here's why we stand out:

 

Reliable Underwriting

We exclusively utilise A-rated capacity insurers, ensuring your clients' needs are met with the highest standards of service.

 

Competitive Insurance Terms 

Our size allows us to offer competitive insurance terms, ensuring value for our brokers and their clients.

 

Modern Broker Portal

Our innovative broker portal provides a quick and simple quote and buy system that operates 24/7, making the process straightforward and efficient.

 

 

Over 30 Years of Experience

Our team boasts over three decades of underwriting experience, equipping us with the knowledge needed to navigate complex risks that don't fit traditional models.

 

Knowledgeable and Flexible

We pride ourselves on our ability to consider unique risks, providing bespoke solutions rather than a one-size-fits-all approach.

 

 

 

 Frequently Asked Questions

What is employers' liability insurance?

Employers' liability insurance covers compensation costs if an employee suffers injury or illness due to work-related responsibilities.

How much coverage is required for employers' liability insurance?

Employers' liability insurance must cover at least £5 million and be provided by an authorised insurer.

Why should I choose Elmlake Underwriting for employers' liability insurance?

Elmlake Underwriting offers competitive insurance terms, reliable underwriting from A-rated insurers, and over 30 years of experience in the industry.

What types of businesses does Elmlake Underwriting cater to?

Elmlake Underwriting specialises in employers' liability insurance tailored for professional and clerical trades.

How can I obtain a quote from Elmlake Underwriting?

You can obtain a quote through our modern broker portal, which offers a quick and simple 24/7 quote and buy system.

What distinguishes Elmlake Underwriting's underwriting services?

Elmlake Underwriting is known for its knowledgeable and flexible approach, providing bespoke solutions for unique risks rather than a one-size-fits-all model.

What is the experience level of Elmlake Underwriting's underwriting team?

Our underwriting team has over 30 years of experience, equipping us to handle complex risks effectively.

Where can I find regulatory information about Elmlake Underwriting?

Regulatory information can be found by visiting the Financial Conduct Authority website and searching by Elmlake Underwriting's Firm Reference Number 1017962.

 

 

 

 

 

 

Elmlake Underwriting is a trading name of Elmlake MGA Limited, an appointed representative of Fairweather Insurance Services Ltd, a company authorised and regulated by the Financial Conduct Authority under Firm Reference Number 308845 to carry on insurance distribution activities. Elmlake MGA Limited is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1017962. Elmlake MGA Limited is registered in England & Wales. Company Number 15677009. Registered Address: Office 2 The Reach, 687-693 London Road, Westcliff-On-Sea, Essex, United Kingdom, SS0 9PA. You can check our details on the Financial Services Register by visiting the FCA website and searching by FRN.